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Guidance Tells How to Maintain-or Lose-Grandfathered Status Under the Patient Protection and Affordable Care Act

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The Patient Protection and Affordable Care Act enacted a package of health insurance reforms for group health plans, including benefit mandates and health insurance market reforms. "Grandfathered plans”-plans in effect on March 23, 2010 (the date of enactment) are exempt from certain-but not all-of the law's provisions. The Internal Revenue Service, Department of Labor's Employee [...]

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Retirement Savings Is Important Yet Confusing for Most Employees

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Total Compensation Statements Can Help A recent survey from BlackRock, a national asset management firm, has confirmed something many Americans already know. According to the Survey of 401(k) Participant Attitudes and Behaviors, the vast majority of those who put money into 401(k) plans feel that their retirement savings are more important to them since the [...]

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When Management and Employees Work Together, Benefits Costs Go Down

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A commonality in many workplaces is the rift between the employees and management when it comes to health care benefits. Employees usually accuse the company of being too frugal, and management is unable to find a compromise that makes everyone happy. In the end, employees of the company are left feeling like their hands are [...]

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